Be Profitable. Invest Smart. Live Well.

Learn the wisdom of handling your finances with the peace of mind.

About Randell

Randell Tiongson, RFP is an advocate of Life & Personal Finance. With his 25 years of experience in the Financial Service Industry - Banking, Mutual Funds, Insurance and Financial Planning, and Management Consultancy, he has become one of today's most respected personal finance coaches in the country.

Aside from his training and speaking endeavors, he is also a Director of the Registered Financial Planner Institute Philippines and also and a strong advocate of financial education for the OFWs. He has given lectures in 12 countries outside the Philippines.

Wealth Coach


Financial Planner


Media Appearances

"Investments are either debt or equity, if you don't know the difference, don't invest yet... learn first."

Money Talks with Randell

The first personal finance public chat group in Viber! Learn from experts like Edric Mendoza, Marvin Germo, Rex Mendoza, Jayson Lo, Dennis Sy, Alvin Ang & more!

No Non-sense Personal Finance

Learn to reach financial stability in a few pages

The solutions to our financial problems are actually simple but they involve a process. Contrary to popular notion, there are no shortcuts to achieve a good financial life and future. Lasting solutions are those that are ingrained with a sound financial foundation that is rooted on the right behaviour coupled with the proper knowledge. A sound financial life arises from a process and with the blessings of the Lord, not those nonsense things like lucky charms, superstition, wealth attraction, and all other garbage so many foolishly believe in.

Advice Board

Kick the 13th Month Habit

QUESTION: It’s almost the end of the year, and I’m excited for my 13th month pay. I plan to use it to buy Christmas gifts for my family and friends, but I know I’m not supposed to spend all of it. What are the best ways to use the extra money?—Emily via e-mail Answer: Ah, … Continue reading Kick the 13th Month Habit


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