Be Profitable. Invest Smart. Live Well.

Learn the wisdom of handling your finances with the peace of mind.

About Randell

Randell Tiongson, RFP is an advocate of Life & Personal Finance. With his 25 years of experience in the Financial Service Industry - Banking, Mutual Funds, Insurance and Financial Planning, and Management Consultancy, he has become one of today's most respected personal finance coaches in the country.

Aside from his training and speaking endeavors, he is also a Director of the Registered Financial Planner Institute Philippines and also and a strong advocate of financial education for the OFWs. He has given lectures in 12 countries outside the Philippines.

Wealth Coach


Financial Planner


Media Appearances

"Investments are either debt or equity, if you don't know the difference, don't invest yet... learn first."

Money Talks with Randell

The first personal finance public chat group in Viber! Learn from experts like Edric Mendoza, Marvin Germo, Rex Mendoza, Jayson Lo, Dennis Sy, Alvin Ang & more!

No Non-sense Personal Finance: A Step by Step Guide

Learn to reach financial stability in a few pages

The solutions to our financial problems are actually simple but they involve a process. Contrary to popular notion, there are no shortcuts to achieve a good financial life and future. Lasting solutions are those that are ingrained with a sound financial foundation that is rooted on the right behaviour coupled with the proper knowledge. A sound financial life arises from a process and with the blessings of the Lord, not those nonsense things like lucky charms, superstition, wealth attraction, and all other garbage so many foolishly believe in.

Money Manifesto:

Lessons in Personal Finance;

A hearty, personal 300 page book about finance that covers a wide spectrum of subjects which include: money management, investing, economics, and more. It blends the personal experiences of both the author and his peers and the lessons they've learned from them, as well as lessons and tips on how to better manage one's finances and secure one's future. It also seeks to encourage and inspire its readers to improve their lifestyle and make better choices.

Everyday Moneyfesto:

365 Days of Financial Wisdom;

As a unique book that helps inspires and educates its readers daily, the Everyday Moneyfesto shares financial wisdom, day to day advice, and deep insights into the world of finance. It also contains artwork from Rinka Romero-Sycip which can be used as a creative output for those with a penchant for coloring. In addition, it also contains prime material from big personalities such as: Bo Sanchez, Efren Cruz, Chinkee Tan, Coney Reyes, Miriam Quiambao, Edric Mendoza, Dennis Sy, and more!

Advice Board

Balance is key

Question: I have been reading your articles and other posts about finance. While I find most of them very informative, I find them difficult to apply. How do I find the discipline to follow the rules that you, finance advocates, always talk about?-Joshua via Facebook Answer: Let me start by saying this, “money is behavioral … Continue reading Balance is key


Do not chase returns

One my favorite definitions of investments is this – “The commitment of funds made in expectation of some positive rate of return. If the investment is properly undertaken, the return will be commensurate with the risk the investor assumes.” Whenever people invest, their primary concern is almost always about return. While it is obvious that … Continue reading Do not chase returns


iCon2017 – an empowering investment conference

The Philippine economy continues to be on track towards sustainable growth despite a global slowdown. Businesses continue to flourish; revenues are posting good growth and the Filipino remains hopeful of their future. However, challenges abound and we are not without fundamental concerns. The era of growth has also ushered tougher competition, changing mindsets, volatility and … Continue reading iCon2017 – an empowering investment conference


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