202 thoughts on “Top 10 Life Insurance Companies in the Philippines”

• I believed AXA Philippines will soon surpass PHILAMLIFE and the other insurance companies like SUNLIFE. AXA is worldwide the No. 1 insurance companies both in life and non-life insurance, investment products. It has a bank AXA Bank that could not open a branch here in the Philippines because AXA Philippines is in partner with Metro Bank.
  AXA Group is even bigger than MetroBank Group.

• It should be noted that the ranking is just based on the premiums collected. I crossed the line, AXA is just 13 years in the Philippines, it ranked number 4. But when it comes to unit-linked products, AXA is number 1… having 40% market share…Let us cross the line..

• Ms. Hannia, try also to seek the advice of an AXA Financial Advisor. Then compare the same with the other companies you are eyeing to invest your money in. AXA has 4 billion euros in underlying assets, and has active presence in 57 countries across North America, Europe, and Asia Pacific. It has 101 million clients already. I am Nestor SInlao, a licensed Axa Advisor. Have you any question about AXA? here are my digits, 0905-428-9880.

• THis is Nestor SInlao, a Licensed AXA advisor, I am a teacher and a graduating law student. Should anyone have questions about AXA, please feel free to contact me.. 0905-428-9880

• Hi Jesse,

  Would you like to take a look at my proposal tailored for you? If you do, please send me your full name and birthday and your specific needs via [email protected] or +639336572167.

  Warm regards,
  Mayen Adriano
  Financial Advisor
  Pru Life UK

• The problem with huge financial institutions is that when the parent company is in trouble, the Philippine affiliate is left behind. Look what happened to several huge international companies that just left the country. Please understand that Europe is now encountering many financial problems…and the RATINGS of many European countries were downgraded. Maybe its better to invest your money in a Philippine Insurance company that make use of our funds to revitalize the local economy. Please compare to discover that the premium of Philippine Insurers is much cheaper because of inexpensive loading…NO HUGE SALARIES & PERKS FOR EXPATS, NO MANAGEMENT FEES & ROYALTIES, ETC. and you will be helping a Phippine-rooted company to grow internationally! As an example, you can buy twice the coverage for a similar premium for an education program of a local 50-year company compared to a very huge European Insurer.

• Philam Life is still the largest and most trusted life insurance company in the Phililppines.

  We rank first among 4 key metrics such; Paid-up capital, networth, investment, and assets. Philam Life is the no. 1 in the market industry for over 60 years.

  Anong plano mo? Usap tayo.
  DL; 710-5286
  C; 0916-6858103
  E; [email protected]

• To All Insurance Agents,

  I would like to get a Life Insurance (Term only) my main purpose for this is that i will be insecured until i reach the age of 65 and I can also use this policy to collateral for my housing loan in PSbank amounting 1.3M.

  Please send me your proposal in my email address. [email protected]

  Thanks in Advance!

• typo error on my previous post.

  *that I will be “insured”

  thanks in advance!

• Why are life insurance proceeds to revocable beneficiaries subject to estate tax? And why are life insurance proceeds to irrevocable beneficiaries not subject to estate tax?

• Hello there!

  In need for Financial Planning advise and solution to secure your future together with your family?

  Feel free to contact me:

  Dexter M. Torno
  Financial Solutions Specialist
  AXA- Balibago Angeles City Pampanga.
  +63 916 750 6731
  [email protected]

• Hi,

  I would like to get life insurance and educational plan for my six year old daughter.
  Can you email to me [email protected] of any information you have.

  Cheers 🙂

  Mary Jane Santos

• Hi Ms. Mary Jane Santos,

  Thank you for your e-mail inquiry.

  Please send me your Full name, birthday and year so that we can compute your life insurance inquiry.

  god bless

  cey

• Hi everyone! I’m Astrid from Sun Life Financial

  Just dropping by to help answering some questions here to the best of my knowledge.

  Dexsie Magsy – I have tried offering term insurance before as collateral when I am trying to get a loan, unfortunately banks only accept term insurance for MRI or mortgage redemption insurance, they only accept life insurance with cash value or in other terms permanent insurance as collateral because the policy itself has real value and not just in the event of death.

  John Mary – Irrevocable beneficiaries are considered part owner of the policy so they are not subject to estate tax, every change or withdrawal from policy requires their consent, on the other hand revocable beneficiaries are not part owner and they will receive the death benefit as “inheritance” which is subject to estate tax.

  Mary Jane Santos – You have same name as my sister. Anyway we’re going to need to consider which school you would like your daughter to attend to compute for the tuition and for the miscellaneous we need to consider the “baon”, uniform (if any), school supplies, transpo, etc,. But if you don’t want to go through the computations and you already have an exact budget in mind like for example 2 million for your daughters college fund then we can use that as basis. That is a decent amount for most schools except for big schools like La Salle and Ateneo which needs around 4 million or higher for a 4 year course 12 years from now(18 is the average age a child goes into college). Considering average tuition fee increase of 12% per year and 4% per year inflation rate increase.

  If you want more information you can email me at [email protected] or contact me at 09177488432
  Or visit us at Sun Life Financial Mulberry Branch along Quezon Ave. Quezon City

• Hi Guys! This is Brenda Pinlac of Cocolife. I would like to share with you that we have a product where you can invest in stock market for 60 pesos per day.

  If you are interested, you may reach me at 0905 2662626.

  Thank you!

• Hello there!

  I am planning to get an insurance. I want something that also earns along the way. I have spoken to some agents in the past and they almost always insisted me to get a 4million insurance. This big amount means big primiums. This big premiums automatically discouraged me, and led me into thinking how much insurance do i really need? Any advise? Thank you 🙂

• Im interested in getting a life insurance for me..I am 29 and would like to prepare for my retirement..I would love to know some of my options from different insurance companies. Kindly send me an enail at [email protected]

  Thank you

• Hi Gino,

  My name is Mayen Adriano. I am a Financial Consultant from Pru Life UK and I would be glad to be of service to you. But first I need to know some details about you so I can prepare a proposal for you.

  Would you please email me your full name and birthday? You may also state if you already have a budget in mind like how much will you set aside each month and the payment term (5 years, 7 years, 10 years, 15 years, regular pay) for the insurance plan that you want to avail, then I will prepare a proposal based on that.

  Kindly email me at [email protected] or call/text me at +63933.657.2167.

  Thank you and GOD bless you.

  Warm regards,
  Mayen Adriano

• Good day!

  Hi sir. Gino.

  I’m Roland Natividad Financial Advisor from Philam Life. Please forward in private message your fullname, birthday, position of work and I will generate a proposal for you and send it to your e-mail if you have.

  Here is my e-mail address, [email protected]
  C; 0916-6858103
  DL; 710-5286

  Anong plano mo? Usap tayo.
  PHILAMLIFE.COM

• Hi Sir Gino,

  Magandang Araw! Sir Gino please e mail me your full name, birthday and year. We need that for your proposal. I know 4Million is big coverage with huge premium. Sir I want to ask if how much you can set aside your premium para doon ko po i base yung proposal. Sa kaya lang ng budget natin. God bless.

  Cecile Cey Honorio Maglalang
  INSULAR LIFE
  [email protected]
  (0927) 561 1816
  (0922) 294 1437

• Hi Gino, this is Brenda Pinlac. I would like to send you my proposal for insurance with investment for just like 60 pesos per day with 1M coverage. Please send me your email address.

  You may contact me at 0905 2662626 or you may also email me at [email protected].

  Thank you!!

• Hi,

  I need a life insurance plan . Please email me at [email protected].

  Thanks
  Chille

• hi,

  I am interested to have my life insurance. Wish to review any proposal from any insurance company. Free leave your proposal so that I can review .Once I review , I will reply your email. FYI i enjoy travel I am new an still confused to seek better insurance life in Philippines. As for now I am reviewing Manulife proposal and looking forward to review others life insurance proposal.

  Any one would like to share option or idea. Feel free to email

  DOB : may 27, 1982
  email : [email protected]

  best regards,

  emelyn m rosales

• Hi!

  I would like to know and get if possible an education plan for my two kids. Can you please send me your proposal to [email protected]. Me and my wife would like to know the available education insurance which fit on our budget as of this time.

  DOB: Jan 8, 2009

  DOB: March 21, 2010

  Thanks!

• Hi sir. Gino,

  I’m Roland Natividad Financial Advisor from Philam Life. This is regarding with your queries. Definetly I can assist you with your concern a plan with low premium but with high insurance coverage. Please let me have your contact details, fullname, birthday and position of work.

  Pls. forward you personal info through my e-mail [email protected]

  Anong plano mo? Usap tayo.
  PHILAMLIFE.COM

• Good day!

  Me and my wife would like to get a term life insurance for us and an educational plan for our 7 y.o. daughter.

  Kindly send your proposals to [email protected]

  H DOB: 6/16/84
  W DOB: 3/6/88
  D DOB: 5/22/05

  Thanks!

• Hi ALL,

  I’m planning to get insurance plan.
  Don’t know how and what insurance company.

  Please send me personal e-mail regarding this matter.

  Thank you very much.

• sorry!

  my email address is
  [email protected]

• I am reena joy. I am interested an insurance something for me and my family say a life insurance that i could save and use it when i am already retired. I am also interested in getting educational plan for my kids. I am 24 years old born on January 3,1989. I am married with two kids. Me and my husband both work in a call center. My eldest is 5 years old and the other one is 2 month old baby. I hope you can advise. I would like to get an insurance that is budget friendly as well. Pls email me your proposal [email protected]

• Hi Sir Joseph,

  Good Morning!

  I just want to ask if you receive my e mail yesterday?

  God Bless

  Cey Maglalang Honorio

• Hello everyone! This is Astrid of Sun Life Financial

  I am a bit disturbed by what’s happening here as it is slowly looking like a “tiangge” for life insurance. Life insurance is not meant to be sold this way, it should be tailored-fit to an individual’s or a family’s needs. I understand that it’s more convenient to get sample proposals of different insurance companies and choose for yourself the best that you think but that way you may be overlooking some important facts or details of the plan. Please don’t get me wrong, I am not saying that you all are not smart enough to understand what insurance proposals contain but there might be some information or details that can be best understood when explained by an advisor personally than by just reading it.

  Aside from risking misinterpretation of facts in the proposal let us also consider the role of the advisors. Maybe some of you may not be interested in the advisors and want to focus on the plan that you want to get but we financial advisors can be your good partner in achieving financial security and independence. It will be wise to meet with an advisor personally to know more about him or her and observe his or her work ethics and decide if he or she is someone you can put your trust into.

  Another thing is the financial needs analysis which is also best done personally so there is interaction between client and advisor. It’s great to see that more and more people are now giving their money a purpose, like protecting their family’s lifestyle, education for children, and retirement planning. The next step to that is to know how much you need and when you need it. We have to be clear on our goals to avoid walking in the dark. There are people who get headaches when challenged by computations but it is necessary for proper financial planning and you just need to provide us with necessary information and we will do the computations for you. If we can’t determine the exact amount, an estimate will be very helpful just to give us an idea how much money is required to meet a certain goal. If you don’t want to trouble yourself with this part and you have your own way of determining your financial needs then we can also skip this part but please let us be clear on our proposal requests.

  For example, a 30-year old man with a wife and 5 year old son. “I need life insurance for myself and my wife to protect our son’s education. Our son will be needing 2 million pesos worth of tuition fee for a 4-year course excluding miscellaneous. We need 2 million worth of protection so in case something happens to any of us our son’s education is secured. Thus we need 1 million insurance protection each and if in case nothing bad happens to us we need that 2 million fund completed and available to be withdrawn 13 years from now since our son is 18 by then and it’s about time he enters college.”

  I’m sure everyone wants to get the best value for their hard earned money.

  For those interested to have an appointment with me within Metro Manila area contact me at 09177488432 or email me at [email protected]

• Hi to all insurance agents,

  Me and my wife would like to get an insurance (term) for 10 yrs. We are both 30yrs old. I’m an Engineer and my wife is taking care of our small business.

  Can you please help to send me some proposal. thanks

  [email protected] (Gilbert M. Labio)

  Gilbert M. Labio

• Hi to all insurance agents,

  I would like to get an insurance (term) for 10 yrs. I’m 30yrs old, an Engineer in semiconductor industry.
  Can you please help to send me some proposal. thanks

  [email protected] (Gilbert M. Labio)

  Gilbert M. Labio

• Hello there!

  In need for Financial Planning advise and best solutions to secure for your future together with your family?

  Feel free to contact me:

  Mitch Nabua
  Financial Advisor
  Manulife Chinabank Surigao City
  Chinabank Branch Office Surigao City
  +63 917-592-4050

• I want to take out a life insurance policy and put my god 4 year old daughter as my sole beneficiary. what do i do?

  thanks.

• Hi Mam. Julian,

  I’m Roland Natividad Financial Advisor from Philam Life. If you have existing policy and designated beneficiaries and if they are irrevocable they have to inform that you going to put your daughter alone in the policy as beneficiary. Or if you mean that your going to purchase a policy and your going to put your daughter as beneficiary their’s no problem with that.

  For more info please contact me 0916-6858103/710-5286

  Thank you.

  Anong plano mo? Usap tayo.
  PHILAMLIFE.COM

• i would like to inquire about the life and savings insurance.

  Hello to all insurance agents,

  I would like to get an savings insurance. I’m 30yrs old, an Accountant in advertising company.
  Can you please send me some proposal. thanks

• Hi Ms. May,

  Magandang Araw!

  First and foremost can i get your contact number? 2nd please let me know your full name, birthday and year. 3rd question HOW MUCH YOU CAN SET ASIDE MONEY TO PAY YOUR PREMUM i dont want to give you high coverage.

  4th please send me your info to my email add [email protected]

  god bless

  cey maglalang honorio

• Hi Ms. MAY,

  ‘m Roland Natividad Jr, Financial Advisor from Philam Life. I would like to set

  a meeting with you to present our products and services. Should we meet at your office

  or your recidence. Please reach me through 0916-6858103/710-5286 for your

  preffered meeting schedule.

  Thank you.

  Anong plano mo? Usap tayo.
  PHILAMLIFE.COM

• Hi Ms. May,

  Here is my email address [email protected]

  Anong plano mo? Usap tayo.
  PHILAMLIFE.COM

• For all Valued Client looking for the best life insurance company here’s some tips to know the best life insurance company in the Philippines.

  1st you have to know if they are just branch here or company based in the Philippines. If they are just branch here, think about it first because when times go wrong with the branch they can run away as faster as they can. But if the company has established offices here in the Philippines and not just a branch that company is really stable company. Specially if they are not renting in some establishement just to have an office.

  2nd. What kind of awards so far they have for 2012?

  3rd. The most important of all. You have to be keen when it comes to Financial Strenght of a Life Insurance Company. The stability of Life Insurance Company determined through Paid-up Capital, Investment, Network, Asset and Premium.
  *Take note Premium may vary every year depends on the performance of a company.

  Anong plano mo? Usap tayo.
  PHILAMLIFE.COM
  E; [email protected]
  DL; 710-5286

• and a trustworthy insurance company.
  There is lot of insurance company that is now competing in our society. Even though Prudential life is not in the top insurance company in the Philippines’, the truth is they are making improvement to their company so they can serve Filipino people in a good way. PPLICis such a good and very interesting company and now an accessible and a trustworthy company in our country. They are awarded twice as SUPERBRAND status.

• Ranking of Life Insurance Companies according to Networth as of December 31, 2011

  RANKING COMPANY NETWORTH
  1 Philam Life & Gen. 25,913,437,928
  2 Insular Life 21,076,876,926
  3 Sunlife 9,656,446,747
  4 United Cocolife 7,267,864,854
  5 Manulife (Branch) 5,845,338,444
  6 Manulife (Phils) 5,061,768,867
  7 SunLifeGrepa Financial 4,793,401,449
  8 BPI Philam Life 2,608,512,107
  9 Phil. Axa 2,265,564,458
  10 Pru Life 1,687,397,680

  Anong plano mo? Usap tayo.
  PHILAMLIFE.COM

• Hello everyone!

  I’m Raiza Descanzo, Financial Consultant from PruLifeUK. If you’re interested in having an insurance policy from a trusted insurance company that pioneered Variable Unit Linked (Investment Linked) products here in the Philippines and has been a stable company since 1848, please contact me at 09154205568 or email me at [email protected] . I’ll be happy to share with you what insurance is all about, besides what you already know, of course, and will be willing to answer any of your doubts, fears and other queries about insurance and its other benefits (the investment/savings part).

  Looking forward to your calls, texts and emails! 🙂

  Raiza Angel F. Descanzo
  Financial Consultant
  PruLifeUK
  09154205568
  [email protected]

• Hello there. I am Enrique Gil Valencia IV, a law graduate and a financial advisor of AXA Philippines. I am from Las Pinas. I joined AXA because I believe in its mission to secure families and help fulfill the dreams of more people towards a better future.
  I am into educating our fellow citizens of the importance of life insurance in our lives.
  If you think that you are in need of financial planning please do not hesitate to send me an email at [email protected] I will be very much happy to set an appointment with anyone who wants to know more about the value of life insurance.

• Hello, I just recently got into thinking about life insurance. I’m 27 years old and I want to retire preferably before I hit 65 (assuming I do). I’d like to have medical protection, be able to save money, or invest in reliable, but good-performing market instruments. And, I would like to have the option of getting dividends from time to time. I’ve got a single mom who drifts in and out of jobs so sometimes she’s employed and sometimes she’s not. She’s 54 years old. She’s got philhealth and SSS, but I want to have something else that’ll give more peace of mind if she needs sufficient medical care in the near future. Is there any life insurance plan/ wealth building plan that fits best the scenarios above? Bottomline there is that I need sufficient medical coverage for my mom and retirement plan/ wealth building plan for me. Maybe I could consider bundling in enough medical coverage for me as well. But, is there any life insurance plan out there that’s close to giving me all these needs? I would appreciate any suggestion especially from seasoned financial advisors here. For all of you who wish to get in touch with me, please email me at [email protected] or [email protected]. Or, here’s my mobile number: 09996066222. Thanks. Bianca

• Hi everyone, Iam 30 yrs of age. Being the breadwinner of the family, I want my family to be protected in case. . . Please send me proposals on this email, [email protected].

  Ryan

• Hi Everyone,

  It’s always best to visit the official(Physical Office) for any advise of the above topic. For the benefit of the author thumbs up to you Sir this give us a heads up on the status of Insurance company in the country.

  bs,

  Francis

• Wala na akong tiwala sa mga insu insurance companies na yan!

  wag kayo magpapaniwala dyan!

  pagtapos nyo bayaran yan tatakbuhan lang kayo ng mga yan!

  Maniwala kayo!

• Biktima ako ng TPG at ng kay yuchengco na yan

  ang sakit dahil barya barya mong inipon at tinipid sarili mo kahit wala ka kainin

  tapos tatakbuhan lang nila —-TY nalang daw!

  ni wala man lng liability yun mga namuno sa companya wala nakulong.

  hindi kta masisisi kng buburahin mo ito. negosyo mo ito. pero maawa ka din sa mga tao nabibiktima ng pre need. wala ng future ang pre need industry sa pinas at sana WALA NA DIN MAGTIWALA SA KANILA!

  pero naaawa talaga ako sa mga taong nabiktima at hindi nakapagaral dahil
  sa mga companyang yan!

  grabe yan mga insurance companies yan —-takbo at TY! nlng pag tapos mo bayaran!

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