My thoughts for the next generation, part 1

By Randell Tiongson on July 13th, 2010

During Sunday service at our church in Victory Green Hills, there was something that caught my attention and left me in awe. At the back of my seat was a very cute 1 year + old baby name Gabby Lo.  She was really a charmer, always smiling and cheeks that you want to pinch – such a beautiful baby. During praise and worship, I saw this beautiful child raising both of her arms in a worshipping gesture and I am certain that she is so into worship.

There’s something that reminded me about Gabby’s antics; that a child really learns by examples and by mimicry. Any parent will agree that we can’t just teach our children by telling them, we need to show them. In the arena of personal finance, many of our habits are derived from the way we were raised, both good and bad. Yes, external environment also dictates our behavior but the way we were raised leaves a lasting imprint in us, especially our money habits. Young children mimic their parents and their elders all the time. I often see my young boys trying to mimic my antics which is why I must always be careful with my behavior when I am with them.

I have 4 children of varying ages and I have seen how their behaviors change over the years. I have also seen how they behave when it comes to money. I have learned that as parents, we must always remind them about proper money management and they must always see that we are responsible in handling our finances all the time. We always remind our children that we need to prioritize our money and allocate accordingly – this helps us make our children realize that they are not being deprived of the things they yearn for because we try to make them understand priorities. As parents, it is easy to go overboard and I am just as guilty as many other parents… I find pleasure in buying things my children like and if I don’t keep that in check, I will teach them the wrong values.

… to be continued.


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My thoughts for the next generation, part 1