One of the best, if not the best personal finance gurus in the country is none other than my mentor, colleague and friend Mr. Efren Ll. Cruz, RFP.

Efren is one of those speaker, trainer, coach & writer that has solid fundamental background and at the same time seasoned with experience. Whatever Efren teaches, it is not merely from a theoretical perspective, it is always practical. Despite his brilliance in finance matters, I really appreciate Efren’s down to earth and no-nonsense manner of expressing his views. Efren’s book Pwede Na! The Complete Pinoy Guide on Personal Finance remains to be one of my favorite personal finance books which I always recommend.

Here’s your chance to learn from Efren Cruz as he will run his now famous Enrich Programs on August 14, 2012. Learning from Efren will truly change your life… I know because mine did.

Details below: