Christmas spending tip #3By Randell Tiongson on December 19th, 2010
#3 Write a practical Christmas shopping budget
Christmas spending is just like any other expense that needs to be planned and budgeted. Proper and logical allocation for expenses should prevail over our mindless infatuation of wanting to conform to traditions and social pressures.
Let’s all be practical and responsible. Christmas is not an excuse to start spending our hard-earned money, and it is also not a signal for us to start being extravagant.
As I’ve said before, spend it on paper before spending paper.