WEALTH STRATEGIES FOR EVERYONE!
A Comprehensive Investment Seminar

Happening this November 23, 2012 (Friday) at the Case Room,
5th Floor Tower II, RCBC Plaza, 6819 Ayala Avenue, Makati City
1:00 – 5:00 pm.
Our TOPICS will include…

•    Understanding Risk & Return
•    Economic Cycles
•    Understanding Debt & Equity
•    Creating an Investment Portfolio
•    Discussion on Investment Instruments
•    Growth Investments for 2013
•    Hedging and Defensive Stocks
•    Preferred Shares vs Common Shares
•    Capital Appreciation vs Dividends
•    Stock Market Diversification
•    Stock Investing Plan

Meet our EXPERTS …

MR. RANDELL TIONGSON

As a Financial Advisor & Educator, he is…
•    Director of the Registered Financial Planner Institute Philippines
As a Columnist of …
•    Philippine Daily Inquirer (Nominated for the 2012 Catholic Mass Media Awards)
•    Moneysense Magazine
•    Former Columnist for Business Mirror
 As a Public Speaker
•    In 2011, Randell reached thousands of people in educating and leveraging FinQ through programs like Wealth Summit, All About Money, Usapang Pera, Steps to Financial Peace Conference 2011, Blue Chip, and many more.
•    Speaker for Go Negosyo
•    Featured speaker for educational institutions like the Asian Institute of Management, Ateneo, De La Salle, Mapua University, University of Santo Tomas, De La Salle, University of the Philippines and various conferences, companies and organizations.

As an Influential Public Figure on Finance, he is…
•    One of 12 Most Influential people in Personal Finance by Moneysense Magazine
•    2011 Outstanding Alumni of the University of Santo Tomas
•    20+ years of experience in the Financial Service Industries –  Banking, Mutual Funds & Insurance.
•    International Speaking Engagements (Hong Kong, Macau, Singapore & Israel)
•    Appears as a resource person for various TV shows like TV Patrol, Bandila, 700 Club Asia, Mornings at ANC, Shoptalk, Business Nightly, Light Talk, Sis, Umagang Kay Ganda, Unang Hirit, Aksyon TV, News to Go, GNN, Talk Back, On The Money, etc.

As an an Advocate, he is an
•    Adviser of the Blas F. Ople Policy Center; in-charge of financial literacy advocacy for OFW’s

MR. MARVIN GERMO

•    General Manager of Ephesians Management Corporation
•    Financial Planner and Advisor
•    Stock Market Trader & Investor
•    Stock Market Investment Writer for China Business Magazine

His Passion and zeal to educate the Filipino people has translated into transformed lives, financially free families and has transformed ordinary consumers into investors.

He is an Entrepreneur and an International Financial Resource Speaker who out of his eager desire to make an impact in this nation has spoken in different spheres of society – corporations, government agencies, churches, schools, clubs, organizations, and numerous public events.

His ability to breakdown complicated investment concepts and translate it into something that is simple, basic and understandable to everyone. The ABS-CBN News Channel and Entrepreneur Magazine also interviewed him with regards to his skills in stock market investing.

He completed the Registered Financial Planners Institute (RFPI), He also owns (www.marvingermo.com), a financial planning help site. He graduated from Mapua Institute of Technology with a Bachelor of Science in Electronics & Communications. He has completed the Philippine Stock Exchange Certified Specialist Course in the Ateneo Center for Continuing Education.

To register please call (0915)898-6495 / (02) 852-7377 and look for Mr. Greg Pimentel or email us at [email protected]

FINANCIAL PLANNING is a relatively new profession.  It represents the first broad-scope service profession to emerge in recent years.  Its development can be traced back to  1969, when a small group of financial services professionals met at a hotel near Chicago’s O’Hare Airport to discuss the inadequacy they saw in the state of financial services at that time.  They voiced their frustrations and searched for ways to introduce a new degree of client orientation and professionalism into a field that was neither well known nor well defined.

The planning pioneers who founded this profession led a movement to provide clients with better and more targeted service.  They looked forward to the time when comprehensive financial planning would become an accepted and integrated means for providing service and product delivery to consumers.  In doing so they revolutionized their business, creating a new way for individuals to manage their personal finances.  The pioneer’s approach was to focus on the client’s needs and objectives by putting their client’s interests first and foremost above personal gain.

The efforts toward targeted client service led to the development of two principal types of financial plans, segmented and comprehensive.  Segmented plans enable practitioners to review one aspect of a client’s life, such as insurance, investments, or retirement.  Comprehensive plans provide a more detailed and complete approach by factoring in all of the financial concerns affecting the client’s life, such as cash flow, education, insurance, investments, income tax, retirement, and estate issues.  These revolutionary changes in approach paved the way for a new profession: Financial Planning.

The next step for these innovators was to educate the public about their new service profession.  They wanted to show the public how they differed from their predecessors and why it would be worthwhile to use their services.  To counteract negative perceptions, a number of financial services professionals began pursuing a different way of helping their clients.  They strove expressly to adopt a logical and consistent format in providing good financial advice not just in one specialized are, but in every aspect of client’s financial lives.  Furthermore, they wanted their clients to know that they were trained specialists in their area of practice.

WHO ARE TODAY’S FINANCIAL PLANNERS?

FINANCIAL PLANNERS have come from a variety of fields and hold many licenses and designations.  As noted previously, many today are midcareer professionals who have retired from their first field, have grown bored with it, or wanted to branch out into something new that involves helping others.  For example, many are CPAs with twenty or more years of experience who have found that their clients specifically ask for such services; if they fail to provide financial planning, they run the risk of losing clients to other CPAs who do.

Similarly, many representatives, brokers, and related employees at major brokerage firms and insurance companies find it difficult to compete solely by selling products; financial planning offers a more flexible and comprehensive approach to satisfying their client’s needs.  Likewise, bankers more and more are finding that they cannot effectively compete in the service marketplace without taking an overall view of financial planning for their clientele.  The banks have finally recognized that financial planning in its own right can be a very profitable revenue center.

So what does this all mean?  For many financial services professionals, the days of pushing a product-centered transaction with little or no concern for client needs and objectives are gone.  That approach is being replaced by the services offered by more sophisticated and better-trained financial planners who want to understand their clients in order to make the most appropriate choices for them.

Although the history is largely U.S. experience, the world has seen the evolution from product pushing to solutions provision… thus evolving from Agents to Planners.  Asia has seen changes, and the changes are happening in a much faster pace.  Singapore has been the most successful in its evolution to Financial Planners with strict implementations of standards and procedures.  Thailand, Indonesia, Malaysia and other ASEAN countries are also on its way in developing substantial numbers of professional financial planners.

For many years now, it has been my quest to take part in the evolution of the financial planning practice in the Philippines. In 2005, I help found the Registered Financial Planner Institute of the Philippines which will hopefully result to the evolution of Filipino Financial Planners but the evolution to professional financial planners goes beyond the RFP.

Today, there are a lot of advisors claiming to be Financial Planners and while some are true-blue ones, many are still in name rather than in deed. However, I am very hopeful with the rate the financial planners are evolving and soon, this profession will be one of the most respected in the Philippines as well.

It’s back! NO NONSENSE SEMINAR on FINANCE: How to Invest for the Future!

Learn the basics of investments, investment planning and investment products in a no-nonsense manner, practical and easy to understand. The half-day program will let the participant have a better understanding on how investments work and a working knowledge on how investment instruments work.

This program has been attended by hundreds of participants since it’s first running in 2009 with really encouraging feedback. For this seminar, Mr. Stock Smarts MARVIN GERMO, RFP will be a guest speaker and he will talk about the basics of the Stock Market.  Mr. Germo is very effective lecturer on the stock market because of his easy to understand manner of teaching.

Save yourself from unnecessary investment losses and stress by investing on investment education first! Attend this high-impact investments seminar!

Check out on why this seminar is a good idea. Check out this review.

To register, please send an email [email protected] or call/sms 0927-8731511.