I am excited to share something that has been quietly growing in my heart for many years. After months of writing, rewriting, praying, reflecting on our family story, and gathering the lessons the Lord has taught me as a father and grandfather, my next book is finally done. Blue Chip: Raising Financially Smart Kids has now entered the editing stage. Once editing is finished, it moves to layout, then to the printer. God willing, you can expect it to be available toward the end of the first quarter of 2026.

Writing this book has been one of the most personal projects of my life. It is not simply a book about money. It is a book about parenting. It is a book about faith. It is a book about legacy. And more than anything, it is a book about the grace of God that transformed our home and shaped the lives of our children.

When I first became a father, I did not have a deep understanding of stewardship. My early decisions were shaped by pressure, culture, and emotion. But when I met Jesus at forty, everything changed. The Word of God reshaped my thinking. Little by little, our family learned what it means to manage God’s resources, make wise decisions, build habits, and raise children who understand both discipline and dependence on God.

This book comes from that journey. It is filled with stories of laughter, mistakes, breakthroughs, and the conversations that shaped our children into the adults they are today. It is filled with lessons that Mia and I learned the hard way, hoping that other parents can learn them the easier way. It is filled with practical tools for parents who want to raise children who are not consumed by the culture but guided by wisdom.

More importantly, this book is filled with hope. Parenting can be overwhelming. Teaching kids about money can be confusing. But the good news is this: you do not need to be a financial expert to raise financially wise children. You only need to be faithful, intentional, loving, and willing to grow with your kids.

Scripture reminds us in Proverbs 22:6, “Train up a child in the way he should go, and when he is old he will not depart from it.” This truth has shaped our family. You do not shape your children’s future in one moment, but over many small, intentional ones. Every conversation, every example, every decision becomes a seed.

And God is faithful to grow the seeds we plant.

Blue Chip teaches parents how to guide children toward wisdom in a world filled with distractions. It covers values, habits, conversations, discipline, generosity, stewardship, and the gospel that anchors everything. It is my prayer that this book becomes a companion for families who want to raise children who will carry faith, wisdom, and strong foundations into the next generation.

As we prepare the manuscript for layout and printing, my heart is full of gratitude. I pray it encourages, equips, and strengthens you as a parent. I pray it reminds you that it is never too early to teach wisdom and never too late to build legacy. And I pray it gives you confidence that God can do extraordinary things in your home.

Psalm 127:3 says, “Children are a heritage from the Lord.” That means they are a trust, a gift, and a calling. And by His grace, we can raise them well.

Thank you for journeying with me. I cannot wait to place this book in your hands soon.

If anyone claims that being a parent is easy, that person is either not a parent or is in denial.

Don’t get me wrong, being a parent is one of the most fulfilling things that can ever happen to us.

The joys of parenthood can’t be explained by words, one must experience it to be able to understand how parents like me can feel blessed. Still, parenthood is no walk in the park. Sometime ago, my friends and I were discussing our fears as parents and it was one energetic discussion, if I may say. There were many parenting issues we discussed, from letting our kids date, allowances, teachers, books and even canteen food. When we parents start talking about our kids, we can get to be very passionate.

We can also get clueless when it comes to raising our kids, unfortunately.

So what are the top concerns of parents? My friends and I had a long discussion and we had many concerns but we all agreed on our top three—academic excellence, formation of values and education funding.

One aspect directly deals with personal finance (education funding), the other deals with proper parenting (formation of values) and the other one can be deemed as a combination of both personal finance and parenting (academic excellence).

When discussing about academic excellence, we wondered how well our kids fare at school. Among some of the questions: Is the school teaching them enough? Are they being taught too much? Is what they are learning going to prepare them in the real world? Is today’s education good? Is home schooling a viable option?

Parents with schoolchildren are so concerned about the education of their kids because they feel that how they perform in school will determine their success in life. Is it really? Well, the answer to that is definitely a relative one.

An equally big concern my friends and I talked about were about values. We often wonder if our kids will have good values so they can live a morally upright life. Parents often fear issues relating to values such as teen pregnancy, rebellion, drugs, alcohol, smoking and so on. I often hear many parents complain about how wild the new generation is and how they have become “out of control.” Well, the older generation thought that our generation was wild back then, so I suppose this is a natural thing. Still, the issues on values of our kids are giving many parents sleepless nights.

Lastly, another big concern is paying for the schooling of our kids. It seems that now, more than ever, the educational budget of most families are ballooning with the ever-increasing cost of tuition and other education-related expenses. It is not only the tuition and other fees that are a concern for many parents. A big issue with parents is also the cost of tutors. Some kids have tutoring costs that are even greater than tuition costs! If the educational costs will eat up bulk of the family’s budget, quality of life will definitely be affected.

There are no magic solutions for these concerns, no tried-and-tested formula. However, we can learn from the experiences of others who went through similar concerns. In the end, we must take comfort that if we do our best to raise our children and with the Lord in the center of our family lives, we can be assured that we will be raising kids who will bring us immeasurable joy and vice-versa.

“Children’s children are a crown to the aged, and parents are the pride of their children” (Proverbs 17:6, NIV).

I’ve interviewed quite a number of people and many of them are insightful. However, I’d like to say that one of my most memorable interviews was the one I had with Ms. Thammie Sy, a home school mom and blogger.

We had a nice and very candid discussion on parenting and teaching our kids about money.

Sharing with you our conversation:

Part 1

Part 2

Part 3

Part 4