Tag Archives: Efren Ll. Cruz

Efren Cruz & his Enrich program

Posted on June 25, 2012 by Randell Tiongson

One of the best, if not the best personal finance gurus in the country is none other than my mentor, colleague and friend Mr. Efren Ll. Cruz, RFP. Efren is one of those speaker, trainer, coach & writer that has … Continue reading →

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Personal Finance Champions: Efren Ll. Cruz, RFP

Posted on October 4, 2011 by Randell Tiongson

Efren is one of the country’s most notable champions of financial literacy. He is a best-selling author, columnist and one of the most sought after speaker/trainer in the arena of personal finance. You will find Efren giving lectures all over … Continue reading →

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Posted in financial planning, Personal, Personal Finance Champions, Stewardship | Tagged , , , | 4 Comments