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I just got off the phone with a credit card company; I’ve been trying to have one of my credit cards cancelled for almost 3 months now. Come to think of it, it is now easier to apply for one than to cancel.

I can remember the time that I had 8 credit cards to my name and I can buy a 3 series BMW with them. Credit cards are loaded weapons on the wrong hand, believe me, it was my old life….

To read on please click on:http://lawrenceuy.wordpress.com/2009/12/02/christmas-frenzy/