By the BOOK: Creating Wealth and Managing Finances

By Randell Tiongson on July 10th, 2017

Are you a BUSINESSMAN who desires to make your venture prosper? Are you an EMPLOYEE who wants to provide for your needs and have extra to invest? Are you a RETIREE who hopes that your funds will comfortably provide for you for the rest of your life?

If you are any of these, allow us to help you achieve these goals. Join us on August 19, 2017 at SMX in SM Aura, Taguig. Let Dodong Cacanando show you how you can create wealth by doing business and growing in your career, so that Randell can teach you how to manage and continue to grow the wealth you created.

Who is Dodong Cacanando?

Jose Feron “Dodong” Cacanando is a former executive of Hewlett Packard, Philippines. In 1998, he resigned from his job and moved his family from Manila to Bukidnon. In spite having no farming background and meager resources to start with, he was able to establish Moriah Farms, where he now grows different livestocks and vegetables. He grows hogs for Monterey and at one point became the biggest lettuce supplier for McDonald’s in the Philippines. He shares the story of his amazing journey in his first book Breaking Through: A Man’s Journey to Fruitfulness (2014). He has a unique way of managing his business; he uses the Bible as a business manual, the plant as a model on how to become profitable, his corporate experience to put structure in his organizations and the things he learned as an entrepreneur to make prudent decisions. Today, he also heads a foundation named “Semilya sa Kinabuhi, Inc.” where they teach his unique approach to life and business. Last year, he released his second book, entitled Keeper of His Garden: Breakthrough Principles for Life and Business. His goal is to share these principles to as many people as possible so that they too can experience breakthroughs in life and become fruitful in their businesses.

As Dodong Cacanando shows you the right way to build your wealth, allow me to show you how you can manage your finances and build your wealth through the proper way of handling money and investing.

The learning investment for this life-altering experience is only P1,200.00, an amount that is guaranteed to give you exponential returns. Slots are limited and we will close registration once we hit 150 persons, we wanted to make this a more intimate experience so we are limiting the audience.

Here’s how you can participate:

  1. Deposit or transfer P1,200.00 per ticket to BPI 0249-1113-09 or BDO 006440069496 (John Randell Tiongson).
  2. Take a photo or screenshot of your deposit slip or transfer advice and email to [email protected] and wait for his advise as to how you can receive your ticket.

Here’s more! As a participant to the event, you may avail two of my books at with a 40% discount: No Nonsense Personal Finance and Build Your Future Today, available at the venue. Both books are a perfect pair as you seek financial peace.

Join us and help us create your wealth and manage it using principles that work and change your life.

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Lean not on your own understanding

By Randell Tiongson on June 26th, 2017

There have been a lot of business decisions that I have been involved in covering a few decades. Despite the seemingly brilliant ideas, many of them did not yield the results I was expecting and some of them resulting into disastrous outcomes that brought in losses, strained business relationships and heartaches. Many of those endeavors look good on paper and can impress others, at least in theory and I am usually left dumbfounded and asking the question “why?”.
 
Thankfully, experience has taught me that more than brilliant ideas, it is wisdom that we should be seeking first and foremost.
 
In the Bible, the book of Proverbs may reveal the answers to many of my questions.  In life and in business, there is no  book more practical than this one. And of all the verses in Proverbs, there are few others that have been as profoundly impacting in my business and professional journey.
 
The author  of Proverbs describes a radical shift in focus, trust, and confidence for the business professional. Instead of leaning or relying on your own intellect, skill, wisdom, insight, team, board, employees or market forces, we are to lean on the Lord.
 
How much does a person lean? With ALL of the heart and mind.
 
When is it appropriate to lean on Him? In ALL of your ways or, said differently, in EVERY decision, plan, forecast, meeting, presentation, interview, conversation, etc. At all times and in everything we do.
 
What is the net result? HE WILL guide and direct your paths to be plain, evident and straight. This is a promise.
 
In submitting to the Lord, we acknowledge His supreme wisdom and insight so can be counted as a true disciple of Christ.
 
————-
“Trust in the LORD with all your heart, and do not lean on your own understanding. In all your ways acknowledge him, and he will make straight your paths.”
 
Proverbs 3:5-6, ESV
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5 Ways to earn money using your car

By Randell Tiongson on September 11th, 2016

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According from the Chamber of Automotive Manufacturers of the Philippines, Inc. (CAMPI) and Truck Manufacturers Association (TMA) statistics on car ownership, there has been a 27.6% increase in the first quarter of 2016 in terms of car purchases in the country. With down payments as low as P25,000 to P50,000 coupled by historic low interest rates, more Filipinos now have the convenience of owning a car that can help them get around.

Most people think that cars are depreciating assets but if you utilize your car, it can be a big income generator for you. You just have to be creative on finding income opportunities with your car.

Here are some ways to generate income from your car:

Register your car to an online transportation network

This way of monetizing your car is beneficial both for you and for passengers who are looking to have convenience while commuting. There are a lot of online transportation networks like GrabCar, Uber, or Wunder that you can join in order to get commissions based on the volume of serviced passengers.

Just remember to register your vehicle at the online transportation network, attend their orientations, and get the appropriate insurance so you can get the most out of your car insurance. Most insurers will not grant a claim when the insurance used is for a private vehicle.

Be a tour guide

This is an income stream that you can do over the weekend. Just determine the areas you are most familiar with and make itineraries that your customers can choose from.

Choose unique routes in the city which you think get many customers, such as a food trip route or a Pokestop tour. You can advertise your services through your friends and family, Facebook groups, and online forums.

Rent out your car

You can choose to rent out your car to either only people you know or through inquiries you get online. The good thing about this is that you can earn passive income here and also utilize your car if it was just sitting in your garage for the longest time.

What you can do to make sure that your car is safe is get a security deposit or a collateral so that the borrower will not be able to steal your car.

Downgrade your vehicle

This can be done through selling your current car and buying one with a lower fair market value. For some, it can be a last resort because their car is their priced possession. This can also save you money in the long run through cheaper car repairs and maintenance. The premium of your car insurance will also go down once you do this.

Offer carpooling

You can bank on some people to only trust a driver they know. You can offer to drop off your neighbors, their kids, and other people in the area to their schools or workplaces for a fee. Just make sure to compute your expenses so you can price this right.

This is not a common practice for Filipinos since they’ll see this more as a favor you can do for them. Make the benefits of carpooling and your commitment evident so they will agree to your service.

Use your car as a moneymaker

Don’t look at your car just as a depreciating asset. You can also capitalize on it to bring you extra cash by these tips which can surely get in additional income for you in the long run.

 

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