Take this opportunity to learn how you can create a personalized roadmap to financial peace. Learn how to take control of your finances, from one of the most respected personal financial coaches in the Philippines, Randell Tiongson.

With over 20 years of experience in the financial services sector, Randell is director of the Registered Financial Planner Institute, Philippines. He is also a regular newspaper columnist, cable talk show host and a featured speaker for educational institutions including Asian Institute of Management, Ateneo, University of the Philippines, De La Salle as well as for multi-national corporations.

What this seminar will cover:

-6 steps to fnancial security

-Creating a financial roadmap

-Getting out of debt and back on track with your financial goals

-Investment basics

Event Details (2 Dates)

Date: 26 November 2010 (Friday)

Time: 7:00pm – 9:00pm (Registration starts at 6:30pm)

Date: 27 November 2010 (Saturday)

Time: 2:00pm – 4:00pm (Registration starts at 1:30pm)

Venue: 600 North Bridge Road, #07-01, Parkview Square, Singapore 188778

Attire: Smart casual

Fees: Free (by invitation only)

*Light Refreshments will be provided.

REGISTER NOW AS SEATS ARE LIMITED. Email jess.uy@profinvest.com.sg with your:

-Full name

-Mobile number

-Company

-Designation

All attendees are entitled for a Lucky Draw.

We look forward to seeing you at what promises to be a unique and highly valuable learning experience.

Organized by: Professional Investment Advisory Services (http://www.profinvest.com.sg)

During the lecture, I was telling the class that the 8 day program they are taking is a great thing because they will be equipped with the rudiments of financial planning and they will experience a great deal of improvement in their competencies. However, I also told them that before we can even apply what we learn in investment planning, time value money, financial planning process, tax planning, estate planning, insurance planning and all those we learn in RFP, we must get people to really want to achieve financial freedom. Before we can apply all the financial principles, we must espouse something first, discipline.

In reality, a person who does not know how to invest but is very disciplined financially will be in a better position than one who is very knowledgeable in the arena of investments and business but lacking in fiscal discipline.

In the last few weeks, I organized 2 events: All About Money (with Chinkee Tan, Cito Beltran and myself) and Blue Chip (Financial Literacy Program for the Youth).

All About Money was designed to reach to the broad market, those that are finding hope in the achievement of their goals. Chinkee tackled the issue on debt, Cito discussed on the issue of possibility and hope while I discussed the basic applications. There were nearly 500 people in that event and from the assessment forms we got back, they were really glad to have attended such a program like All About Money.

… to be continued.

In the area of personal finance, many of us bring about the same disdain for getting help. Somehow we chose to ignore the many writings on the wall that becomes evident, until it’s too late. Logic dictates that when we can’t do things for ourselves, we should seek help. However, human beings are not always known to follow logic, this writer included. Just like refusing to get help when we are into substance abuse, we also refuse to get help when we are losing control over our financial future. The same results will always be guaranteed, a lot of stress that are really going to consume us.

Take the case of excessive borrowing – even if we are buried in debt, it takes us a long time to get help and in most cases, our situation is so desperate, there are very few who can help us. We feel that we can solve our own problems and that they are temporary but in most cases, we can’t solve our problems and they are not temporary.  We have this belief that getting help is a sign of weakness and that foolish belief has blinded us from being delivered from our folly sooner than later. When we do get help, our actions may already be too late and we find ourselves in despair and our self-worth beyond redemption. Some of us have become cynical because we feel that others will not help us and on the extreme, some feels that being helped is the obligation of others. Here’s my view, it is because of our own actions that we are where we are — in trouble. Therefore, we ought to get help so we have a better chance of improving our situation.

Help isn’t always an outright dole-out. In many cases, sound, objective and sensible advice are all we need. If our problems are financial in nature, it is best to seek out the help and counsel of someone who you know is financially responsible and adequate. You wouldn’t get marital advice from someone who has a failed marriage right? Same with help that is financial in nature.

When you get help, make sure that the person you approach is credible and objective; otherwise your situation might even be compromised. Just like seeking a doctor for your medical concern, you may also seek financial professionals to help you. There are credible financial planners today who are more than capable to help you by giving you sound advice – and you’d be surprise that they would not charge you an arm and a leg for their services. My tip is to look for independent financial planners who are charges a fee as against financial planners who sell financial products as buying financial products may not be in your best interest until your situation improves. You can also get help from non-financial people – those who have a good command of their finances, their real-life experiences makes them very qualified.

You may also want to start listening to people who can help you – responsible friends, church leaders, superiors at work or your HR Department (if you are employed). Reading books and attending seminars are also forms of getting help.

Don’t try to delay your act of getting help as your situation will not get any better unless you are proactive about it – these are one of those things that “the sooner, the better”.

“Plans fail for lack of counsel, but with many advisers they succeed. – Proverbs 15:22, NIV”

Catch Chinkee Tan, Cito Beltran and myself at a life-changing event entitled “All About Money: Living the Life You Can Afford” on April 24, 2010 (Saturday) from 9am to 1pm at the Victory Ortigas Center, 4^th Level, West Wing, Robinsons Galleria. Tickets are only at P400.00. For ticket inquiries, call or text Jenny Ignacio – Magalong at 09391177856 or send email to jcignacio.magalong@gmail.com.

Simply send me an email at randell@randelltiongson.com, tell me your situation and why you think this event can help you. I will choose 10 individuals and will give them 2 tickets each. No catch, no gimmicks! Cito, Chinkee and I really just want to help and pray that the event can change your life!

Cheers!

Call Jenny Ignacio – Magalong at 09391177856 or send email to jcignacio.magalong@gmail.com