Randell Tiongson is a Personal Finance Coach & Educator.
Contact Information
Office:
Registered Financial Planner Institute Philippines
Unit 505, Tektite East Tower
Ortigas Center, Pasig City
T – 634-2204
M – 0917-8661921
Email at randell@randelltiongson.com or randellt@gmail.com
Good Day sir!
My name is Michael Gutierrez and I am lost. I desperately need help with my finances but don’t know how to go about it nor do i know if i can afford a financial planner. Please let me know your rates or refer me to someone i can afford. I take home about 14k in basic salary and about another 10k in bonuses a month. Yet i find myself in a financial pothole, I am in debt and getting more and more in debt slowly. I have a live in partner and 3 school going children that i support, all of which are in high school. Please let me know what i can do or who i can turn too.
Thank you for your consideration. God Bless you.
My wife died last July 28, 2010.
We have three pieces of property titled under our both spouses’ names.
We have three and/or joint accounts in the bank.
We have also other bank accounts in my own name.
We got married during the conjugal partnership default property arrangement years prior to the arrival of the Family Code.
We have two children now in their early thirties, one married and the other still single, but both are earning their own money.
We don’t ever have any debts whatever.
What do you think I should do now in order that I don’t have to pay taxes when the children come to own our properties and monies?
I am now 73 years old and still healthy.
My two children are very good, they don’t give me any trouble whatever at present about their inheritance from their mother my wife.
Arnaldo Gonzalo
thanks for the messages, how can I help? please email me at randellt@gmail.com
Hello Randall,
We meet at heritage hotel last october in ”ACE” ACADEMY IN CREATING ENTERPRICE with Mr.Stephen Gibbons ,erwin boiser and james pantone,
My business is selling digital camera in hidalgo quiapo.
I have a friend from australia looking for investor to market SUPERIOR CPL its a metal protector to protect all kinds of machineries who use oil.its new here in the philippines its COPPER AND LITTHIUM PARTCLES used in the machine to add as protector to the metal and give the machine to last longer and minimized oil consumption and fuel.
You can check the websites http://www.superiorclp.com its new websites still under construction.So if you have any customer who are willing to invest in these products let me know i can give sample and you can used yourself and you will amazed of these products that will give to your car or any machineries that uses oil .
Thank you and hope to hear from you soon.
Danny Soleta
09175251271
Dear sir,
Our company, Cooperative Insurance System of the Philippines, is currently planning a 1 day seminar regarding financial planning. The said program is intended for the education of our employees regarding financial planning. Thus, we would like to know if you could conduct the seminar in our company.
It would be very much appreciated if you could help us with this matter. Thank you and hope to hear from you soon.
Christopher Ereso
09494378078
Hi Randell!
Can i ask, cos ive been wanting to open one, what’s a good bank to open a savings account with? Thank you!:)
or is time-depositing better?:D
Hello Sir, I just learned about you when my friend lend me a book ” Perang Hindi Bitin” where I found your website. I honestly know a very little thing about investing and mutual funds and how to invest at philippine stock exchange.. I am a call center agent and I want to have a better job or business if I can no longer work at BPO. help please for some tips about mutual fund or investment etc… thanks!
hi sir randell. i’ve attended your seminar about finance management in our office. i just want to ask if you are also conducting seminars about mutual funds and stocks? im very excited to learn from you. thanks and more power to you.
noel
Greeting!
I would to ask for your help to know where can I invest ou money. I have read some books about building wealth but I want to have a personal questions that best suit our situation. I would like to know your rates as welll. Thanks in advance.
Hi Sir,
I am planning to take the CFA exam this year but now i have second thought when i came across Registered Financial Planners Institute. I would like to know your thoughts about CFA versus RFP.
Thanks.
i have a savings of 5K a month ano po ang pweding investment papasukan ko sa budget na to
Hi Brian Vega,
I’m a Financial Advisor of Sun Life. I could show you several options with regard to your savings. Kindly send me an email at selle_coby@yahoo.com
Thanks and God bless!
Hi Sir Randell,
I’d like to know if the RFP program is a pass or fail course. Is there a distinction between those who pass and those who just attended (like a certificate of completion vs certificate of attendance). I need to know because my employer’s educational assistance program only sponsors courses with pass or fail.
Thanks and more power!
Hi Sir Randell,
I’ve been working for a very long time as an OFW, and is nearing retirement. I come to realize now the big mistake of keeping our savings and few investments in US$. My insurance policies as well as that of my wife and children are mostly in US$, too. I intend to diversify into some peso investment but find that liquidating and converting into peso may not be timely given that the peso is at it’s all time low. I’ll be so thankful and grateful for your valuable advice.
Thanks and more power to you.
Norberto C. Cruz
Good day sir Randell, I don’t know where to contact you directly so I will just post it here. As a student, I received an educational scholarship from PhilamLife worth approximately $25,000. Now, because of the continuous decline of the value of dollar, my family and I are having qualms whether to convert said amount to peso already or to let it stay in the bank as a dollar account. The value of dollar declined from about P46 to P41 (as of today) and we lost a good deal of money. Two questions sir: 1) Do you think the value of dollar will still continue to decline? and 2) Is it wiser to convert said amount to peso as soon as possible to hinder further loss of our money? Thank you so much sir.
Hello po sir, habang sinusulat ko po to sa inyo hinihintay ko po flight ko at umiiyak po ako at the same time ganito po palagi every time po n pabalik n ako parang pinipiga po puso ko pag nakikita ko mga anak ko n umiiyak dahil sa pagalis ko at ganun din po ako.
I’m running 30 yrs old po this coming aug. married po with 2 kids , sa jan19 po 7 years n po akong OFW nakapagpatayo N po ako ng sarili naming bahay mga anak ko po nagaaral sa regular private school may nasanla po akong Lupa n pwedeng taniman ng palay at may hinuhulugan po akong condo sa Baguio n pwedeng turban ng mga bata pag nagcollege sila ,sir I desperately need po advised nyo if ano b pwedeng Gawain sa kinikita ko para d ko n kailangan pang lumayo ulit kasi ako po mismo nahihirapan Na sa sitwasyon n malayo sa pamilya lalo n po sa mga anak ko..
I’m from La Union po
OFW from Tokyo
Please po I need your advise if ano po ba magandang gawin sa kinikita ko para kahit n stop n po ako as OFW magkakaroon parin kami ng income monthly at matustusan ang gastusin ng mga bata sa school and most specially our daily needs
Thank you so much po in advance..
Nice site.
Sir Randell,
Isang napakalaking bagay po ang pag bisita nyo dito sa Dubai, Isa po ako sa mga naka attend sa dubai mall at Gloria jeans cafe. Maikli man ang oras pero nabigyan ako ng lakas ng loob ngayon para pag aralan uli ang investing nung una natatakot ako kasi nga baka mauwi sa wala ang uumpisan ko dahil rin sa kaliwat kanang mga pangyayari sa mga investing scam na nag offer ng malaki at magagandang benipesyo,Bago ko po kasi pasukin pinag aaralan ko po munang mabuti. Ang problema po kasi kung papaano mag umpisa at kung ano po ang dapat na piliin sa napakaraming choices, Bilang OFW di namin alam kung ano ang dapat piliin at umpisan bukod sa pag iimpok sa bangko.
Hope mabigyan nyo po kami ng idea.
Maraming salamat po