#2 Have a naughty or nice gift list Well, not really. I am not saying you label your friends even if at times we really want to, haha!… but have a priority list. I know we want to give all our friends and family gifts this Christmas but we must learn to prioritize given that … Continue reading Christmas spending tip #2
Here’s a nice Christmas spending trip for you… #1 Give personalized gifts instead of fancy and expensive gifts The saying that it’s the thought that counts is really true. Many often assume that people are happy when they get uber expensive gifts — well some people do but most people would rather have a gift … Continue reading Christmas spending tip #1
I guested at Umagang Kay Ganda earlier and the topic was the Lotto. As of this writing, the pot is already over 600 million bucks and it is expected to be close to 700 million by the next draw. The hosts asks me for advice as to what to do with their lotto winnings. I … Continue reading 700 Million Lotto anyone?
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