“All difficult things have their origin in that which is easy, and great things in that which is small.” — Lao-Tzu

In achieving financial freedom, one of the hardest things to do is to start. Starting is often the hardest part as they say.

Here’s a tip: start small. If you want to start a savings program, start by setting aside a small percentage of your income and gradually increase the amount as you better control your expenses.

If you’re trying to cut expenses, you can also do the same formula.

The key is to start.