Comments for Randell Tiongson

Comment on What we need to hear from Suze Orman by Burn Gutierrez

Burn Gutierrez — Mon, 20 May 2013 04:42:57 +0000

Amazing Suze Orman!

Time for Randell Tiongson naman to invade the U.S.!

Comment on The RFP Financial Fitness Forum by Wowee Vivar-Diaz

Wowee Vivar-Diaz — Sun, 19 May 2013 09:00:35 +0000

Hi Randell I was blessed by your segment last night at CCF.
Dear Randell

It’s great that your plans are intersecting with the purposes that God’s has for you!

May I ask you what your thoughts are on credit card companies
and how they charge clients with a base rate of 42% + late fees
+ interest charges that compound. Effective interest can balloon to beyond 60%! and people still being ok with it because a lot of us don’t know any better. I should know as I have been in the situation. I know that tens of thousands or more are in this trap!
The clamor for change is too small.

Thank you!

Wowee

Thanks much and God bless
Wowed

Comment on OFWs and financial education, the die has been cast by Krista A. Mercado

Krista A. Mercado — Sun, 19 May 2013 06:29:13 +0000

the last 3 or 4 years, OFWs has successfully used social media as a means to spark interest on financial literacy. When the OFWs themselves began championing financial education in a more aggressive way and thanks to the internet, I believe it is only a matter of time before we see a financially enabled OFW population. Everywhere I go now, I have the chance to speak with them, sit down with them, break bread with them and most of time, I end up being encouraged myself by their passion to be financially enabled. Every country I go to, there will be advocates who will arrange for me to speak and teach and they do this not out of any gain but out of passion to help. They have also been busy organizing their own forums, seminars and outreach groups all in the name of financial education. There are many groups out there but I would like to honor two groups whom I have been working with and I have seen their relentless passion to see a financially empowered OFW citizenry: The Global Filipino Investors (TGFI) and OFW Usapang Piso under the passionate leaderships of Floi Wycoco and Burn Gutierrez, respectively. These mighty advocates are not only making waves, they are changing the lives of many OFWs. Of course, their groups are successful because of their equally passionate core teams and members so kudos to all of them! I would also take time to honor the advocates who have been instrumental in my being able to speak to many OFWs like Charma de Villa (OFW Usapang Piso Israel), Allan Miranda (TGFI Dubai), Siegfried & Leonora Ras (OFW Usapang Piso Singapore), Leo & Normie Pascua (OFW Usapang Piso Dubai), Bernard & Rhea Anduyon (OFIEM Qatar), Rex Holgado (Alkansya ni Juan Singapore) and my dear friend Jess Emerson Uy of a co-advocate based in Singapore. There are many more OFWs who I am not mentioning but I want to thank you and the nation should thank you too.

Comment on Top 10 Life Insurance Companies in the Philippines by Ryan

Ryan — Fri, 17 May 2013 16:36:49 +0000

Hi everyone, Iam 30 yrs of age. Being the breadwinner of the family, I want my family to be protected in case. . . Please send me proposals on this email, vryanjay@gmail.com.

Ryan

Comment on Personal finance for Yuppies by Sam O. Alexander

Sam O. Alexander — Thu, 16 May 2013 23:58:11 +0000

3. Beware of the “Income Trap”. As young professionals, it easy to get caught with the idea of increasing your income will equate in improving your lifestyle. Not necessarily. Most of the time the higher your income goes up the higher the probability of ending up in a financial mess because your expenses will eventually catch up if you do not understand how to manage your spending wisely. What matters is not how much income you receive but how much surplus is left from it. Start implementing a spending plan to keep tabs on your cash outflow. Effective spending plans are great tools in managing the way you spend your money. It will help you to form smart spending habits that will eventually lead in reaching your financial goals. Spending plans should not be restrictive and difficult in nature. They should be simple, fun and comfortable to follow. You just have to allocate more portions of your spending to things that really matters to you.

Comment on Personal finance for Yuppies by Maurice I. Simmons

Maurice I. Simmons — Thu, 16 May 2013 14:40:03 +0000

I often work with financially successful young clients who build a financial plan that looks quite rosy. Their incomes are high, their expenses are modest and retirement at age 50 looks quite probable. That said, the wealth effect tends to change their spending patterns, and therefore, their road to financial independence becomes steeper. Suddenly, an early retirement isn’t so likely. In practice, few people do retire when they’re 50 – the wealth effect is to blame.

Comment on My book will be out soon! by Elvin @ Journey To Millions

Elvin @ Journey To Millions — Thu, 16 May 2013 14:01:52 +0000

Excited to read your book Sir Randell. Please keep us posted!

Comment on My book will be out soon! by Sam

Sam — Thu, 16 May 2013 05:01:27 +0000

Nice sir! Hope to buy it from NB to review it on my blog.

Sam
http://www.filipreneurs.com

Comment on My book will be out soon! by Robbi Samson

Robbi Samson — Thu, 16 May 2013 03:16:09 +0000

Congrats, sir! God bless the launch of your book!

Comment on 5 Finance things to do before you hit 30 by Mark

Mark — Tue, 14 May 2013 06:40:54 +0000

I’m planning to invest the earliest possible, after I hit 19. And this article is really great for those 30s and below and even to those exceeding that age. Thank your for this post Sir Randell.