#2 Have a naughty or nice gift list

Well, not really. I am not saying you label your friends even if at times we really want to, haha!… but have a priority list. I know we want to give all our friends and family gifts this Christmas but we must learn to prioritize given that we don’t have unlimited funds for our Christmas spending.

Make a list and see which ones you can avoid giving a gift, I am sure he will not think less of you for not giving gifts. Giving gifts is not the only way for us to show we care.