Category Archives: Personal

A child is born

For unto you is born this day in the city of David a Savior, who is Christ the Lord. – Luke 2:11, ESV The true essence of Christmas is Jesus Christ. With the fervor and festive mood of the season, … Continue reading

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Top 3 concerns of parents

If anyone claims that being a parent is easy, that person is either not a parent or is in denial. Don’t get me wrong, being a parent is one of the most fulfilling things that can ever happen to us. … Continue reading

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Suze Orman and her advice to me

When I was asked if I would be interested to attend a special meeting with Suze Orman, I almost dropped my phone out of excitement. This lady is a prime mover in the personal-finance arena and probably the most popular … Continue reading

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It’s all in the mind; it’s all in the heart

Posting the column I wrote for the January-February issue of Moneysense. ——————- I am writing this column at the very last day of 2011, truly a blessed year for me and my family. I probably gave the most number of … Continue reading

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2011: A blessed year indeed

It is only 2 days before 2011 comes to an official end and we usher 2012. As the clock ticks during these times, I can’t help but look back on a year that was truly eventful for me. By the … Continue reading

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Teaching our kids to be generous

The day after Christmas. We see a lot of wrappers, boxes and loads and loads of toys. Then we notice that our kids have more and more toys — so much more than what they can play with. This is … Continue reading

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Our Savior

For unto us a child is born, unto us a son is given: and the government shall be upon his shoulder: and his name shall be called Wonderful, Counsellor, The mighty God, The everlasting Father, The Prince of Peace. – … Continue reading

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Are you a real man?

For the last 3 weeks, our church (Victory Green Hills) ran a series on manhood. It has been eye opener to many of us who have been attending the services and a more focused big group discussion for the last … Continue reading

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Personal Finance Champions: Efren Ll. Cruz, RFP

Efren is one of the country’s most notable champions of financial literacy. He is a best-selling author, columnist and one of the most sought after speaker/trainer in the arena of personal finance. You will find Efren giving lectures all over … Continue reading

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All that Jazz

I continue with my search for products that provide us with good value. I know that I often say that we should save, save and save (and invest too) but we also need to spend. It is very impractical to say that we should not spend on things we need… what we should do is to make sure that what we spend on is of good value and will give us a bang for every buck we spend on, so to speak.

Although I am a personal finance person and the resounding theme of what I write and speak about is money, its proper use and its growth, I am also a dude and what does most dudes like a lot is fashion, not! While many of us, specially the married Continue reading

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