Category Archives: Money Management

Financial quest and Holy Week practices, part 1

It’s Holy Week once more. This is the time many of us Filipinos try to become pious, try to seek penance for the many sins we have committed during the past months. Churches will be filled more than usual and … Continue reading

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Confession of a Financial Planner

MY wife Mia and I went on a date last night. Since my wife loves to watch movies and since the secret to a happy life is a happy wife, I instinctively knew she would prefer watching a movie.

I thought she would prefer watching the John Lloyd Cruz-Sarah Geronimo movie so I was trying to psyche myself to watching it, but I was so delighted to find out she wanted to watch something else. My wife knew I’m not a big fan of those movies so she wanted to watch something else for my sake. That’s one of the many reasons I love my wife so much—so unselfish! Not wanting to be a total … Continue reading

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Who Can Afford Education These Days? (Part 2)

So what’s the problem with the pressures of education? Well, if we put nearly all our resources in it, we tend to neglect other things that are important, such as retirement. Let me use myself as an example. I have … Continue reading

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Who can afford Education these days? (part 1)

People say that it is quite a challenge to send our kids to school nowadays and I agree 100%! Just how difficult is it? About 14 years ago, our eldest daughter Billie entered preschool. I can still remember her anxiety. … Continue reading

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The 25 year cost of an ‘innocent’ addiction, part 2

… con’t. Let me try to quantify the 25 year cost of my subtle addiction on diet sodas. Let us assume that the cost of a can of soda today is P25.00 and on an average and I consume 2 … Continue reading

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The 25 year cost of an ‘innocent’ addiction, part 1

“In medical terminology, an addiction is a chronic neurobiologic disorder that has genetic, psychosocial, and environmental dimensions and is characterized by one of the following: the continued use of a substance despite its detrimental effects…”. – Wikipedia. Addiction is often … Continue reading

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Real Christmas

This appeared in my column at the Business Mirror A few days ago, I was walking along Orchard Road in Singapore. I was marveling at how the huge department stores on that famous road were adorned with Christmas decorations. In … Continue reading

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Christmas is not an emergency!

Isn’t it great waking up to cold mornings? Lately, I find it more difficult getting up in the morning because the colder temperature makes me feel like sleeping longer than I am used to. Aaah, what a wonderful feeling! Do … Continue reading

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Christmas joy and Christmas spending

It’s December! Cooler nights and mornings… christmas decors and christmas carols. When I was a child, I have always loved the Christmas season like every other child. I have often looked forward to the season with joy, excitement and much … Continue reading

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Christmas Frenzy

From my good friend, the deliberate blogger Larry Uy. ———————————- I just got off the phone with a credit card company; I’ve been trying to have one of my credit cards cancelled for almost 3 months now. Come to think … Continue reading

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