Category Archives: Money Management

On Inception, part 2

.. con’t. Here are some hard to swallow facts as well: the level of savings of Pinoys are well below many of our neighbors, consumer debt is rising in an alarming rate, we are not preparing for retirement, number of … Continue reading

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On Inception, part 1

My wife and I had a date a few nights ago and it was spent watching the movie Inception. I was not too keen on watching that movie because I have always remembered Leonardo Di Caprio in his epic role … Continue reading

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Direction, not intention

Sometime ago, while attending our church service at Victory Green Hills, my Pastor (Dennis Sy) said something that made a lot of people pause and think. He said “direction, not intention, determines destination”.  I believe my pastor picked up those … Continue reading

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Regrets we make in life

I wrote this blog about 18 months ago… nice to be reminded. —————————– Most people have a lot of regrets in life, albeit they may not want to admit it publicly or even to themselves. Most regrets stem from bad … Continue reading

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Financial quest and Holy Week practices, part 1

It’s Holy Week once more. This is the time many of us Filipinos try to become pious, try to seek penance for the many sins we have committed during the past months. Churches will be filled more than usual and … Continue reading

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Confession of a Financial Planner

MY wife Mia and I went on a date last night. Since my wife loves to watch movies and since the secret to a happy life is a happy wife, I instinctively knew she would prefer watching a movie.

I thought she would prefer watching the John Lloyd Cruz-Sarah Geronimo movie so I was trying to psyche myself to watching it, but I was so delighted to find out she wanted to watch something else. My wife knew I’m not a big fan of those movies so she wanted to watch something else for my sake. That’s one of the many reasons I love my wife so much—so unselfish! Not wanting to be a total … Continue reading

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Who Can Afford Education These Days? (Part 2)

So what’s the problem with the pressures of education? Well, if we put nearly all our resources in it, we tend to neglect other things that are important, such as retirement. Let me use myself as an example. I have … Continue reading

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Who can afford Education these days? (part 1)

People say that it is quite a challenge to send our kids to school nowadays and I agree 100%! Just how difficult is it? About 14 years ago, our eldest daughter Billie entered preschool. I can still remember her anxiety. … Continue reading

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The 25 year cost of an ‘innocent’ addiction, part 2

… con’t. Let me try to quantify the 25 year cost of my subtle addiction on diet sodas. Let us assume that the cost of a can of soda today is P25.00 and on an average and I consume 2 … Continue reading

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The 25 year cost of an ‘innocent’ addiction, part 1

“In medical terminology, an addiction is a chronic neurobiologic disorder that has genetic, psychosocial, and environmental dimensions and is characterized by one of the following: the continued use of a substance despite its detrimental effects…”. – Wikipedia. Addiction is often … Continue reading

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