Category Archives: Insurance

Life Insurance vs. Small Business

Question: Should I invest in a life insurance or use the money to expand my small business?—Mary Anne Maloles Tesoro via Facebook Answer: I am a firm believer of life insurance. I make sure my life insurance policies are always … Continue reading

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Top Life Insurance Companies of 2010 in New Business

Source : Insurance Commission The Insurance Commission has released its report on the performance of life insurance companies as to New Premiums. The list includes First year premiums or FYP plus all Single Pay Premiums. FYP indicates the amount of … Continue reading

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Top Life Insurance of 2010 & my thoughts

The Insurance Commission has released the ranking of the Life Insurance Industry for 2010 according to revenue or total premiums. Philamlife keeps its lead in the pack its lead over the Canadian insurer Sun Life is a narrow one with … Continue reading

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Top 10 Life Insurance Companies in the Philippines

Who are the top Life Insurance Companies in the country? The Insurance Commission releases the list of the top insurers albeit late. The latest figures show the numbers of 2009. The ranking is according to total premiums registered. There are … Continue reading

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My thoughts on life insurance agents

When I was still in Life Insurance Sales (in Agency) what seems to be eons ago , I felt that there was a great need to start evolving our practice. In fact, I have given several talks on the said … Continue reading

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Don’t buy life insurance for kids

For those who know me and read my stuff, they would know that I am an advocate of life insurance, among other financial instruments. Life insurance is something Filipinos lack sorely and for those who have some life insurance, chances … Continue reading

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Risk and Property Insurance

Property insurance is a risk-distributing device.  A person puts money called premium to a common fund and distributes his risk to the group.  There is no way for a person to know in advance whether he will receive compensation more … Continue reading

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The need to protect

In the arena of financial services, the need to protect is not most people’s top priority. Insurance continues to be a service that is misunderstood – we also distrust it, avoid it, delay it and we are generally apathetic towards … Continue reading

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What is Non-Life Insurance, part 2

…con’t. Aside from its primary function, property and casualty insurance also has other functions. It stimulates business enterprise—Insurance has made possible and helps maintain the present-day large-scale commercial and industrial organizations. It enables them to use their capital in the … Continue reading

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What is non-life insurance? Part 1

MANY of us have some form of property and casualty insurance, or more commonly referred to as nonlife insurance. We probably have motor-car insurance, fire insurance or personal-accident insurance. However, I dare say that so many of us who do … Continue reading

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